I work in insurance, we will absolutely ensure an 18yo with a 70k car, but it will be damn expensive. More expensive cars are in general more expensive to insure, combine that with a young driver and the He Is Not Just A Marine He Is My Son Veteran Vintage Shirt kid needs to see how he will really be able to afford insurance through college because if he owns the car mom and dad can’t insure it since they don’t have the insurable interest. Right, tell the kid if you match it, then he is responsible for the insurance. Get some quotes and ask how he plans to pay that much.
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To be able to make that much at such a young age, he’s gotta be pretty smart. Op has some good advice already. Hopefully, the He Is Not Just A Marine He Is My Son Veteran Vintage Shirt kid makes a wise decision. Given that he could save 35k without wasting his money or blowing it, I wonder how likely it is he’s baking on a 70k car or if he would be more inclined to long term goals. You give him the promised amount, counsel him on his options, but let him choose how to spend it. He can make the adult choice and live with the consequences with relatively low stakes compared to later in life.
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Merit scholarship only covers tuition. Usually, it does not cover room, meals, and books. Which in most cases can cost almost as much as tuition? This is what I was going to say!! Put the extra 25k in an account that earns interest and when he’s done with school and wants to buy his first home, put it towards a down payment. Give him 10k now and the He Is Not Just A Marine He Is My Son Veteran Vintage Shirt rest later. Get some quotes and ask how he plans to pay that much.
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